Falsely lured me into student loan contract, what can I do?
Started by Mommabear38 , Dec 02 2013 http://thepersonalinjurydirectory.com/blog/orange-personal-injury-attorney/ 02:21 PM
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Posted 02 December 2013 - 02:21 PM
Back in 2010 I was falsely lured into a college and now stuck paying back a loan because the school refuses to return the money to the lender. I keep getting run around from the school, they deny the whole thing even though I know for a fact that the original conversation with the recruiter was recorded. He told me that I was signing up for a course that was going to "certify" me to do medical billing and coding but he lied, he signed me up for an associates degree which does not certify me to do squat. I asked him several times if this program "certified" me to do the job. He said YES! Several times he repeated this as I asked and every time with the same answer. Shortly into the program through asking my cousin and husbands mother about the process, I discovered that what I was singed up for was not going to make it possible to acquire work right away upon completion and that I would still have to take a certificate program to do as I originally planned. I pulled out of the courses as I was very upset that I was mislead and know owed for this loan for something that did not pay of in the end. I requested that the school go over the conversation between the recruiter and myself to see what I was talking about. I also requested that they, "given the evidence upon review of the phone conversation", repay the loan amount back to the lender that they got it from. This went on for a long time of me trying to get them to review the conversation to no avail, eventually they had agreed to stop trying to collect payment, but that was not what I asked them as they do not have control of that. They needed to simply repay that loan to the lender. Eventually they just stopped responding to me all together and I am running out of options for deferment or forbearance, but I could possibly get a cancelation of loan if it is considered that I took less than 60% of the course. I have medical problems that are keeping me from working but I cant prove that either because I did not want to follow the required "drug induced coma" of the process to get help for my problem. My insurance would not cover the cost of an MRI unless I followed and had disproved the other steps needed to get coverage for MRI. Another words I would have to go through physical therapy, "which I did", then go through drug therapy "drug induced coma", which I would not and there for no proof as to why I can not be employed to qualify for cancelation or deferment ect. So when they look at my financial situation to adjust payback of loan, they are going to look to my husband who is currently taking care of not only me financially but his daughter and grandson as well. Even though he makes descent money, it is not enough to cover all that and loan repayment, but they don't take into consideration all of the factors I have listed above thus my needing advice as to what I should do in perusing resolve for this situation. Any advice you could give would be much appreciated.
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