Need Information on my Injury
Started by RAVICHANDRABANDARI , Sep 20 2013 01:12 PM
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3 replies to this topic
Posted 20 September 2013 - 01:12 PM
As my leg got broke in last November, I have taken treatment in a hospital and the itemized bill is over $15000. As I am an international student I cannot afford that much now.
1. Can any one help me how to pay my bills?
2. Can anyone suggest me a good attorney to pay my bill in installment?
3.Can i get any sponsors?
4.Can I get any funds from communities?
Posted 20 September 2013 - 01:21 PM
I'm not at all sure what you're asking. It's also not clear what legal issue, if any, exists regarding your situation. Care to clarify?
Why would you think an attorney might pay your bills? Have you spoken with anyone at the hospital about setting up some sort of installment plan? What do you mean by "sponsors" and "communities"?
Posted 20 September 2013 - 04:58 PM
Odd, most U.S.schools require proof of health insurance and financial responsibility from foreign students before they are allowed to study in the U.S. to prevent a situation like yours; I don't know how you were allowed to enroll.
But as you might have noticed, the U.S. health system at the particular point in time of your accident was based on personal responsibility and thus you were responsible for your own health care costs. You apparently took the risk of going without health insurance and lost. You are now responsible for the cost of your treatment.
As pg1067 astutely recommended, the place to negotiate a payment plan is with the hospital, and do it now before they turn the bill over to a collection agency. It will be much, much more difficult to negotiate anything if that happens, and you will incur more added fees and costs to your bill, plus these people will constantly be after you for collection. Avoid the bill going to a collection agency at all costs. Failure to do so will haunt you.
Once you have done that, you can always try to network through people or organizations to try and find relief. The school I attended had free legal consultation services through the law school for students who needed legal advice. If your school has an association or club for your particular nationality, you might try networking through that to see if anyone knows of any particular program that might help you. You might also ask at your school's International Students office.
However, I think you have a difficult, if not impossible, task in front of you. Good luck to you.
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