Sorry, but the loan might not have been illegal.
"***** is owned wholly by an individual Tribal Member of the Cheyenne River Sioux Tribe and is not owned or operated by the Cheyenne River Sioux Tribe or any of its political subdivisions. ****** is a Native American business operating within the exterior boundaries of the Cheyenne River Sioux Reservation, a sovereign nation located within the United States of America."
And might not be subject to the laws of New Jersey that apply outside the reservation.
Check that out.
You might just be stuck with that entry on your credit report until you pay up or the entry expires after 7 years from the default.
Edited by FindLaw_AHK, 30 May 2013 - 08:31 AM.
This post has been edited to remove personal or identifying information. -Moderator
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